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Create: 2025-06-17 Update: 2025-06-28 03:04:22

В России обсуждают запрет на приобретение жилья за наличный расчёт. Идею уже поддержали в Генпрокуратуре — как один из шагов к созданию системы, которая должна повысить безопасность сделок с недвижимостью.

Если закон примут, оплачивать покупку жилья можно будет только через банковские счета. Никаких «чемоданов с деньгами» больше быть не должно. Это повысит защиту продавца и покупателя, но также исключит «серые» схемы ухода от налогов и фиктивных сделок.

Зачем это нужно
По данным Генпрокуратуры, только за 2022 год зафиксировано более 6 тысяч преступлений, связанных с лишением граждан квартир. В 2023 году — уже больше 8 тысяч. Суммы ущерба — десятки миллиардов рублей, и эта цифра растёт. Дистанционное мошенничество при сделках с недвижимостью — одна из главных проблем. Сделки с наличными — наименее защищённые.

Запрет или ограничения на наличные сделки — международный тренд. Цель у всех одна: борьба с отмыванием денег, уклонением от налогов и мошенничеством. Россия здесь идёт в русле общемировой практики — даже с некоторым запозданием. Если закон примут, система просто станет формально строже и безопаснее (если не учитывать эту историю), особенно для добросовестных покупателей.

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В России обсуждают запрет на приобретение жилья за наличный расчёт. Идею уже поддержали в Генпрокуратуре — как один из шагов к созданию системы

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