Create: 2025-06-21 Update: 2025-07-10 01:49:32

«Ленивые» деньги: почему цифровой рубль не интересен гражданам и бизнесу

Использование цифрового рубля нужно сделать массовым среди как граждан, так и предприятий и банков. С таким заявлением на ПМЭФ-2025 выступил президент Путин, призвав Центробанк ускорить «необходимые процедуры и определить сроки перехода на новый этап технологического развития нашей финансовой сферы».

Готовиться ко внедрению цифрового рубля — третьей формы денег в России наравне с наличным и безналичным рублём — Центробанк начал ещё в 2021 году, а соответствующий закон Госдума приняла летом 2023 года. С того времени ограниченное количество банков участвовало в эксперименте по внедрению цифрового рубля.

Вот только эксперимент этот пока идёт ни шатко, ни валко, чему есть объективные обстоятельства. Мало того, Россия не единственная страна в мире, где пробуксовывает внедрение цифрового рубля, виной чему является отнюдь не безразличие граждан и медлительность чиновников, а сама природа третьей разновидности денег.

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«Ленивые» деньги: почему цифровой рубль не интересен гражданам и бизнесу

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