Инспекция труда в Псковской области | United States America (US)

Create: 2025-06-16 Update: 2025-06-30 06:27:15

💳Цифровой рубль — ещё одна форма национальной валюты. В свободном обращении его пока нет, Банк России тестирует новые деньги в пилотном режиме.

Зачем нужен цифровой рубль

Сейчас за крупные переводы банки берут комиссию, а цифровые рубли можно будет переводить бесплатно не только себе, но и другим.

Бизнесу цифровой рубль поможет снизить издержки: комиссии на приём платежей будут ниже, чем при работе с обычными банковскими картами.

Храниться цифровые рубли будут на платформе Банка России, а не на привычных нам банковских счетах. Это главное отличие цифровых рублей от безналичных денег.

Один цифровой рубль полностью эквивалентен обычному и электронному. А пользоваться им или нет, каждый решит сам.

Как пользоваться

▶Надо будет открыть цифровой кошелёк на специальной платформе Банка России через приложение своего банка. Там же можно обменивать безналичные рубли на цифровые и наоборот, переводить деньги друг другу, оплачивать покупки и услуги.

▶Сейчас цифровой рубль тестируют участники пилотного проекта: 15 банков, около 2,5 тыс. человек и более 50 компаний. Все желающие смогут им пользоваться после того, как Банк России проработает все технические и экономические детали проекта.

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💳Цифровой рубль — ещё одна форма национальной валюты. В свободном обращении его пока нет

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