آکادمی هوش مالی | United States America (US)

Create: 2024-04-22 Update: 2024-05-16 00:20:05

🔻«پروژۀ مهارت‌های مالی»؛ برنامه‌ای برای ساختن نسل آینده
آموزش سواد مالی به جوانان در فنلاند

🔸جوانان یکی از مخاطبان اصلی آموزش سواد مالی در نقاط گوناگون جهان هستند. آن‌ها آیندۀ جامعه را می‌سازند و از این رو، برنامه‌ها و نوآوری‌های مختلف برای آموزش آن‌ها ترتیب داده می‌شود. «پروژۀ مهارت‌های مالی» در فنلاند یکی از این برنامه‌هاست.

🔸این پروژه، برنامۀ مشترک مؤسسۀ تحقیقاتی دیکونِس و سه بانک فنلاندی برای آموزش مالی شخصی به جوانان ۱۶ تا ۲۹ سال است. پروژۀ مهارت‌های مالی در سال ۲۰۱۳ شروع شده و هدف آن، توسعه و تقویت مهارت‌های مدیریت پول جوانانی است که در معرض ریسک بالای مواجهه با مشکلات مالی هستند. آن‌ها به دلیل سن کم، درآمد کم‌تری دارند و در عین حال باید وقت و پول خود را صرف شرکت در دوره‌های آموزشی و ادامۀ تحصیل کنند.

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Spiking bond yields driving sharp losses in tech stocks

A spike in interest rates since the start of the year has accelerated a rotation out of high-growth technology stocks and into value stocks poised to benefit from a reopening of the economy. The Nasdaq has fallen more than 10% over the past month as the Dow has soared to record highs, with a spike in the 10-year US Treasury yield acting as the main catalyst. It recently surged to a cycle high of more than 1.60% after starting the year below 1%. But according to Jim Paulsen, the Leuthold Group's chief investment strategist, rising interest rates do not represent a long-term threat to the stock market. Paulsen expects the 10-year yield to cross 2% by the end of the year. A spike in interest rates and its impact on the stock market depends on the economic backdrop, according to Paulsen. Rising interest rates amid a strengthening economy "may prove no challenge at all for stocks," Paulsen said.

🔻«پروژۀ مهارت‌های مالی»؛ برنامه‌ای برای ساختن نسل آینده

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