Create: 2025-01-17 Update: 2025-06-30 12:45:41

Таблетки от жадности. Россияне перестали ненасытно оформлять кредитные карты

В последний месяц 2024 года в России рухнула выдача новых кредитных карт, согласно данным Национального бюро кредитных историй (НБКИ). В декабре россияне оформили на 16,7% меньше кредиток по сравнению с предыдущими месяцами. Но все равно за месяц кредиток получили 1,23 миллиона.

Если сравнивать данные с началом года, количество выданных карт сократилось почти на 40%, а лимит по ним упал на 30%, снизившись с 174 до 121 млрд рублей.

Наиболее активными регионами по выдаче кредитных карт в декабре стали:

❗️ Москва - 89,6 тысячи карт

❗️ Московская область - 66,8 тысячи карт

❗️ Краснодарский край - 53,7 тысячи карт

❗️ Санкт-Петербург - 48,6 тысячи карт

❗️Ростовская область - 47,5 тысячи карт

В некоторых регионах экономия оказалась такой жесткой, что
жители оформили на четверть меньше кредиток, - это Крым и ХМАО. Эти данные, по мнению экспертов "Акцентов", свидетельствуют о значительном ухудшении финансового положения граждан в этих регионах и возможном снижении потребительской активности.

Просроченная задолженность по кредиткам к концу года составила 491 млнд рублей - максимальное значение за последние годы. Количество кредитных карт с просрочкой более 90 дней достигло 7,65 млн.

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Гнилье. Россияне не смогли вернуть банкам полтриллиона рублей, потраченных по кредитным картам

В России нарастает проблема с обслуживанием долгов по кредитным картам. Приходится пожинать гнилые плоды что кредитного бума, наблюдаемого в стране в 2023-2024…

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6.8K viewsJan 17 at 05:41

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How to Invest in Bitcoin?

Like a stock, you can buy and hold Bitcoin as an investment. You can even now do so in special retirement accounts called Bitcoin IRAs. No matter where you choose to hold your Bitcoin, people’s philosophies on how to invest it vary: Some buy and hold long term, some buy and aim to sell after a price rally, and others bet on its price decreasing. Bitcoin’s price over time has experienced big price swings, going as low as $5,165 and as high as $28,990 in 2020 alone. “I think in some places, people might be using Bitcoin to pay for things, but the truth is that it’s an asset that looks like it’s going to be increasing in value relatively quickly for some time,” Marquez says. “So why would you sell something that’s going to be worth so much more next year than it is today? The majority of people that hold it are long-term investors.”

Таблетки от жадности. Россияне перестали ненасытно оформлять кредитные карты

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