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❇️آیا رأی وحدت رویه ۷۹۴ شامل #وجه_التزام بانکی هم می شود؟

📌ما در ادبیات بانکی واژه ای به نام "#خسارت_تأخیر_تأدیه" نداشته و صرفاً "وجه التزام تأخیر تأدیه" را داریم. رأی #وحدت_رویه ۷۹۴ مشخصاً درخصوص آمره بودن نرخ #سود مصوب #شورای_پول و اعتبار می باشد اما از آنجا که دستورالعمل #وصول_مطالبات #موسسات_اعتباری مورخ ۱۳۹۴/۰۷/۰۷ وجه التزام را معادل "#نرخ_سود قراردادی بعلاوه ۶ درصد" بیان کرده است و همچنین رأی وحدت رویه ۸۰۵ #دیوان_عالی_کشور، تعیین وجه التزام را صرفاً با رعایت مقررات آمره از جمله مقررات پولی مجاز دانسته است، در نتیجه تعیین وجه التزام نیز به استناد آرای وحدت رویه ۷۹۴ و ۸۰۵ دیوان عالی کشور، بیش از نرخ مجاز امکان پذیر نمی باشد.

دعاوی بانکی
❇️آیا رأی وحدت رویه ۷۹۴ شامل #وجه_التزام بانکی هم می شود؟

📌ما در ادبیات بانکی واژه ای به نام "#خسارت_تأخیر_تأدیه" نداشته و صرفاً "وجه التزام تأخیر تأدیه" را داریم. رأی #وحدت_رویه ۷۹۴ مشخصاً درخصوص آمره بودن نرخ #سود مصوب #شورای_پول و اعتبار می باشد اما از آنجا که دستورالعمل #وصول_مطالبات #موسسات_اعتباری مورخ ۱۳۹۴/۰۷/۰۷ وجه التزام را معادل "#نرخ_سود قراردادی بعلاوه ۶ درصد" بیان کرده است و همچنین رأی وحدت رویه ۸۰۵ #دیوان_عالی_کشور، تعیین وجه التزام را صرفاً با رعایت مقررات آمره از جمله مقررات پولی مجاز دانسته است، در نتیجه تعیین وجه التزام نیز به استناد آرای وحدت رویه ۷۹۴ و ۸۰۵ دیوان عالی کشور، بیش از نرخ مجاز امکان پذیر نمی باشد.
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Can I mute a Telegram group?

In recent times, Telegram has gained a lot of popularity because of the controversy over WhatsApp’s new privacy policy. In January 2021, Telegram was the most downloaded app worldwide and crossed 500 million monthly active users. And with so many active users on the app, people might get messages in bulk from a group or a channel that can be a little irritating. So to get rid of the same, you can mute groups, chats, and channels on Telegram just like WhatsApp. You can mute notifications for one hour, eight hours, or two days, or you can disable notifications forever.

❇️آیا رأی وحدت رویه ۷۹۴ شامل #وجه_التزام بانکی هم می شود؟

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