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[EN] 60% of Millennials Primarily Use Mobile Banking Apps
The surge in digital banking has redefined the financial services landscape, appealing particularly to tech-savvy younger generations.

As digital transactions and mobile apps become commonplace, banks are at a crossroads. They must navigate the shift to digital while maintaining essential human interactions.

A PYMNTS Intelligence report “Why Digital-First Banking Does Not Mean Digital-Only” illustrated how this balance is crucial for retaining customers in a competitive market.

[RU] 60 % миллениалов в первую очередь пользуются мобильными банковскими приложениями
Развитие цифровых банковских услуг изменило ландшафт финансовых услуг, что особенно привлекает молодое поколение, подкованное в технологиях.

По мере того как цифровые транзакции и мобильные приложения становятся обыденностью, банки оказываются на распутье. Они должны ориентироваться на переход к цифровым технологиям, сохраняя при этом важные человеческие взаимоотношения.

В отчете PYMNTS Intelligence «Why Digital-First Banking Does Not Mean Digital-Only» показано, что этот баланс имеет решающее значение для удержания клиентов на конкурентном рынке.

📈 Swift MT103-202 - перевод Swift.com 💶
[EN] 60% of Millennials Primarily Use Mobile Banking Apps
The surge in digital banking has redefined the financial services landscape, appealing particularly to tech-savvy younger generations.

As digital transactions and mobile apps become commonplace, banks are at a crossroads. They must navigate the shift to digital while maintaining essential human interactions.

A PYMNTS Intelligence report “Why Digital-First Banking Does Not Mean Digital-Only” illustrated how this balance is crucial for retaining customers in a competitive market.

[RU] 60 % миллениалов в первую очередь пользуются мобильными банковскими приложениями
Развитие цифровых банковских услуг изменило ландшафт финансовых услуг, что особенно привлекает молодое поколение, подкованное в технологиях.

По мере того как цифровые транзакции и мобильные приложения становятся обыденностью, банки оказываются на распутье. Они должны ориентироваться на переход к цифровым технологиям, сохраняя при этом важные человеческие взаимоотношения.

В отчете PYMNTS Intelligence «Why Digital-First Banking Does Not Mean Digital-Only» показано, что этот баланс имеет решающее значение для удержания клиентов на конкурентном рынке.
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Should You Buy Bitcoin?

In general, many financial experts support their clients’ desire to buy cryptocurrency, but they don’t recommend it unless clients express interest. “The biggest concern for us is if someone wants to invest in crypto and the investment they choose doesn’t do well, and then all of a sudden they can’t send their kids to college,” says Ian Harvey, a certified financial planner (CFP) in New York City. “Then it wasn’t worth the risk.” The speculative nature of cryptocurrency leads some planners to recommend it for clients’ “side” investments. “Some call it a Vegas account,” says Scott Hammel, a CFP in Dallas. “Let’s keep this away from our real long-term perspective, make sure it doesn’t become too large a portion of your portfolio.” In a very real sense, Bitcoin is like a single stock, and advisors wouldn’t recommend putting a sizable part of your portfolio into any one company. At most, planners suggest putting no more than 1% to 10% into Bitcoin if you’re passionate about it. “If it was one stock, you would never allocate any significant portion of your portfolio to it,” Hammel says.

[EN] 60% of Millennials Primarily Use Mobile Banking Apps

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Many modern travelers appear to struggle with managing various aspects of their finances simultaneously while abroad, such as banking, budgeting, investing, trading, and saving. It is important to have apps installed on the device that will help you carry out these necessary tasks.

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