ШЕРГИНА Юрист Финансовый советник | United States America (US)

Create: 2025-05-15 Update: 2025-06-27 22:35:28

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💬Как научиться тратить меньше, чем зарабатываешь? Расходую всё в ноль.

1. Лучший способ — автоматически откладывать деньги сразу после поступления дохода, до того как появится соблазн их потратить. Настройте автоматический перевод на накопительный счёт/ИИС в день получения зарплаты.

2. Ведение записей о доходах/расходах и активах/пассивах с позиции наблюдателя, а не контролера. Так мы начинаем видеть реальные паттерны, а не полагаться на ощущения. Подберите систему для себя (примеры планировщиков можно найти у нас на сайте https://myfivesteps.ru/ )

3. Окружение влияет на нормы поведения: если все вокруг живут “на показ” или считают сбережения бесполезными, то мы будем склонны вести себя аналогично. Если же рядом есть хотя бы один человек с дисциплиной и правильными приоритетами — поведение начинает меняться. Найдите сообщество (онлайн или офлайн), где люди обсуждают сбережения/инвестиции на будущее, чтобы это стало и вашей нормой. Пример такого сообщества — Антиклуб https://myfivesteps.ru/anticlub, в нем несколько тысяч человек, увлеченных финансовой грамотностью и разумными инвестициями.

Сколько пунктов из этих 3-х вы выполняете?

ШЕРГИНА Юрист Финансовый советник

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ШЕРГИНА Юрист Финансовый советник

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Can I mute a Telegram group?

In recent times, Telegram has gained a lot of popularity because of the controversy over WhatsApp’s new privacy policy. In January 2021, Telegram was the most downloaded app worldwide and crossed 500 million monthly active users. And with so many active users on the app, people might get messages in bulk from a group or a channel that can be a little irritating. So to get rid of the same, you can mute groups, chats, and channels on Telegram just like WhatsApp. You can mute notifications for one hour, eight hours, or two days, or you can disable notifications forever.

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With Telegram, you can send messages, photos, videos and files of any type (doc, zip, mp3, etc), as well as create groups for up to 200,000 people or channels for broadcasting to unlimited audiences. You can write to your phone contacts and find people by their usernames. As a result, Telegram is like SMS and email combined — and can take care of all your personal or business messaging needs. In addition to this, we support end-to-end encrypted voice calls.

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Yes! Voice calls are currently available to users around the world.

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