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Create: 2025-06-15 Update: 2025-06-27 17:02:33

Интернет-эквайринг и платежные агрегаторы

С развитием цифровых технологий бизнесу важно выбрать удобный способ обработки онлайн-платежей. Наиболее распространенные варианты — это интернет-эквайринг и использование платежных агрегаторов.

Интернет-эквайринг предполагает открытие бизнесом специального счета в банке. Для обработки платежей используется платежный шлюз, который проверяет данные карты покупателя и передает информацию банку. После успешной проверки средства зачисляются на счет продавца. Такой вариант требует заключения договора с банком.

Платежный агрегатор работает иначе: он берет на себя обработку транзакций, используя собственный счет. Это избавляет компанию от необходимости заключать отдельные соглашения с банками и упрощает процесс приема платежей. Агрегаторы предлагают готовые решения с минимальным набором документов, что позволяет быстро подключить систему и начать принимать платежи как в интернете, так и в розничных точках.

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Интернет-эквайринг и платежные агрегаторы

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