Create: 2024-04-27 Update: 2024-05-15 18:48:53

#房貸：世上最大的謊言及陰謀
《 #買房背後的真相》

「#房屋貸款是世界上最大的 #謊言，也是世界上最大的 #陰謀。」

許多 #年輕人的夢想，就是能夠 #擁有自己的房子，因為在當今社會的觀念下，沒房子、汽車和存款，就沒辦法談戀愛、結婚和生孩子。

即使女人同意，婆婆可能也不會願意。對於大多數家庭來說，房子是他們一生中 #最大的商品，很可能會 #掏空父母一生的積蓄。

然而，你可曾想過：
每一個人其實都不應該買房子。你可能會說這是神經病，怎麼跟人們一般的想法背道而馳？只因為你看不到「買房背後的 #真相」。

房子不是為普通人建造的，房子是為銀行而建造的。銀行需要借出貸款，因為這是他們賺錢的方式，但銀行總不能無緣無故地去借錢給人，它總需要一種 #媒介。

所以，在資本的推動下，創造了這麼一個所謂的 #商品：房子～ #金融產品的一種。

銀行不能只為提供貸款而貸款，他們必需要有一個 #貸款的理由，有些人會說，我正在創業，我需要貸款，但對於銀行來說，這個原因風險太大，因為沒有人可保證你能夠成功創業，更不用說，保證你能夠持續多年有利潤。

於是一群高智商的 #銀行家坐在一起聊天，思考如何吸引更多人存款，以及如何放出更多的貸款，安全地借出更多的錢，

而關鍵是，他們需要找到一個安全而穩定的商品作為媒介，以 #發放貸款，而他們認為，每個人都需要一個房子，每個人都會 #為房子掏空儲蓄，甚至付款 #抵押，在接下來的30年裡，順從地而不會有任何投訴。

說到這裡，所有的銀行家都為這個想法而歡呼，因為這個想法很棒。

每個人都有一所房子的想法，被塑造成為人人的 #夢想。為了這個夢想，在多個 #利益集團的支持和協作下，#房價被推高。然後，他們編造了一個 #巨大的謊言，大力地宣傳：「#房價只漲不跌」鼓勵你貸款買房，事實上世界上 #最大的謊言，就是 #貸款買房。

仔細想一想，買房的錢已經付出了30%，剩下70%向銀行貸款，現在，由於各種各樣的原因，房價只漲不跌的神話，基本上已經破滅。

即使 #房價下跌了、你買的房子爛掉了，甚至開發商挾著錢逃跑了，你的貸款仍然不能還少一分錢。

首先開發商會在蓋房子之前，從銀行借錢。房子還沒有蓋好就開始賣了，你付給開發商30%的 #首期付款，剩下的錢是你向銀行的貸款。開發商把錢還給了銀行，你的首期付款，可能就是開發商的 #建築成本，而你的貸款，就是 #開發商的利潤，利息就是 #銀行的利潤，你有沒有注意，在整個買房的過程中，銀行從頭到尾都沒有支付過一分錢，開發商也沒有支付過一分錢，只有你在糊里糊塗的排隊，掏空自己的錢包，還掏空未來30年的錢包。

https://m.163.com/dy/article/HO3P504N0556155N.html?spss=adap_pc

➰➰➰➰➰➰➰➰➰
(Uncle｜以馬)
地球正義聯盟～資料館
https://hottg.com/EarthJusticeLeague_DataLibrary
地球正義聯盟
https://hottg.com/+fNNUUkcLo2gzMThk

#支持資訊無窒礙
#拒絕人為資訊壟斷

地球正義聯盟～資料館

hottg.com/EarthJusticeLeague_DataLibrary/12493

4.3K views以馬內利, edited Apr 27 at 18:53

>>Click here to continue<<

地球正義聯盟～資料館

Share with your best friend

Export WhatsApp stickers to Telegram on Android

From the Files app, scroll down to Internal storage, and tap on WhatsApp. Once you’re there, go to Media and then WhatsApp Stickers. Don’t be surprised if you find a large number of files in that folder—it holds your personal collection of stickers and every one you’ve ever received. Even the bad ones.Tap the three dots in the top right corner of your screen to Select all. If you want to trim the fat and grab only the best of the best, this is the perfect time to do so: choose the ones you want to export by long-pressing one file to activate selection mode, and then tapping on the rest. Once you’re done, hit the Share button (that “less than”-like symbol at the top of your screen). If you have a big collection—more than 500 stickers, for example—it’s possible that nothing will happen when you tap the Share button. Be patient—your phone’s just struggling with a heavy load.On the menu that pops from the bottom of the screen, choose Telegram, and then select the chat named Saved messages. This is a chat only you can see, and it will serve as your sticker bank. Unlike WhatsApp, Telegram doesn’t store your favorite stickers in a quick-access reservoir right beside the typing field, but you’ll be able to snatch them out of your Saved messages chat and forward them to any of your Telegram contacts. This also means you won’t have a quick way to save incoming stickers like you did on WhatsApp, so you’ll have to forward them from one chat to the other.

#房貸：世上最大的謊言及陰謀

地球正義聯盟～資料館 TG
Webview: 12493
Telegram TG Webview: hottg.com/EarthJusticeLeague_DataLibrary/webview
Telegram TG Channel: 地球正義聯盟～資料館
Telegram Updated: 2024-05-15 18:48:53

United States America Popular Telegram Group (US)

Telegram Q&A

Q: How does hottg.com work?

Once you've set up a username, you can give people a hottg.com/username link. Opening that link on their phone will automatically fire up their Telegram app and open a chat with you. You can share username links with friends, write them on business cards or put them up on your website.This way people can contact you on Telegram without knowing your phone number.

With Telegram, you can send messages, photos, videos and files of any type (doc, zip, mp3, etc), as well as create groups for up to 200,000 people or channels for broadcasting to unlimited audiences. You can write to your phone contacts and find people by their usernames. As a result, Telegram is like SMS and email combined — and can take care of all your personal or business messaging needs. In addition to this, we support end-to-end encrypted voice calls.

Q: What is Telegram? What do I do here?

Telegram is a messaging app with a focus on speed and security, it’s super-fast, simple and free. You can use Telegram on all your devices at the same time — your messages sync seamlessly across any number of your phones, tablets or computers.

Q: Who is Telegram for?

Telegram is for everyone who wants fast and reliable messaging and calls. Business users and small teams may like the large groups, usernames, desktop apps and powerful file sharing options. You can appoint admins with advanced tools to help these communities prosper in peace. Public groups can be joined by anyone and are powerful platforms for discussions and collecting feedback.In case you're more into pictures, Telegram has animated gif search, a state of the art photo editor, and an open sticker platform (find some cool stickers here or here). What's more, there is no need to worry about disk space on your device. With Telegram's cloud support and cache management options, Telegram can take up nearly zero space on your phone.

Q: How is Telegram different from WhatsApp?

Unlike WhatsApp, Telegram is a cloud-based messenger with seamless sync. As a result, you can access your messages from several devices at once, including tablets and computers, and share an unlimited number of photos, videos and files (doc, zip, mp3, etc.) of up to 2 GB each. And if you don't want to store all that data on your device, you can always keep it in the cloud.Thanks to our multi-data center infrastructure and encryption, Telegram is faster and way more secure. On top of that, Telegram is free and will stay free — no ads, no subscription fees, forever.

Q: Can I make calls via Telegram?

Yes! Voice calls are currently available to users around the world.

Many modern travelers appear to struggle with managing various aspects of their finances simultaneously while abroad, such as banking, budgeting, investing, trading, and saving. It is important to have apps installed on the device that will help you carry out these necessary tasks.

Hot Topic in US