Create: 2025-05-05 Update: 2025-07-05 20:52:00

به‌روز رسانی کارمزد خدمات بانکی ریالی و الکترونیکی

▫️میزان کارمزد خدمات بانکی ریالی و الکترونیکی پس از هماهنگی‌های لازم با هیأت عالی بانک مرکزی مورد بازنگری و به‌روزرسانی قرار گرفت و در جلسه مورخ ۱۴‌‏/۱۲‌‏/۱۴۰۳ هیأت عامل بانک مرکزی به تصویب رسیده و طی بخشنامه ۰۴/۳۵۵۰۰ ابلاغ شد.

▫️بر اساس این بخشنامه بانک‌ها می‌توانند تخفیف‌های زیر را با توجه به نوع و ماهیت مشتریان خود، اعمال نمایند:
۱- برای تمامی مشتریان؛ حداکثر تا ۳۰ درصد.
۲- برای افراد تحت پوشش سازمان‌های حمایتی؛ تا ۱۰۰ درصد.
۳- برای شرکت‌های دانش‌بنیان؛ حداکثر تا ۴۰ درصد.

🔺متاسفانه برخی از سرفصل‌های کارمزدی زیر علیرغم داشتم اشکالات اجرایی، بدون تغییر یا بدون اصلاح باقی مانده‌اند:
۱- عدم اصلاح شرایط اخذ کارمزد تخصیص حد اعتباری و لزوم اخذ آن بعد از ۴۵ روز.
۲- عدم اصلاح شرایط تهیه گزارش اطلاعات اعتباری، با توجه به هم‌پوشانی آن با برخی از سرفصل‌های دیگر.
۳- عدم تعریف اخذ کارمزد کارشناسی برای تهیه گزارش کارشناسی بررسی درخواست‌های تعهداتی مشتریان.

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به‌روز رسانی کارمزد خدمات بانکی ریالی و الکترونیکی

Bank Plus TG
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Telegram TG Webview: hottg.com/BankPlus67/webview
Telegram TG Channel: Bank Plus
Telegram Updated: 2025-07-05 20:52:00

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